BMW of Montgomery
190 Eastern Boulevard Montgomery, AL 36117Sales: 800-996-9705
- Service: 800-996-9713
- Parts: 800-923-5609
Available financing at BMW of Montgomery
Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next BMW at BMW of Montgomery. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
There Are Always Special Programs From BMW Financial Services On Various Vehicles That Will Make Owning Your Next New Or Certified Pre-Owned BMW That Much Easier.
Call 1-800-996-9705 to ask for Mick Williams or Wayne Young to learn more.
To Apply Online Click Here
*Finance offers are subject to change at anytime without notice. All offers are through BMW Financial and subject to credit approval.
Click one of the below links to learn more about some current finance or lease offers.
New BMW Finance New BMW Lease Certified Pre-owned
Montgomery Car Loans - BMW of Montgomery
At BMW of Montgomery we understand that choosing between various car financing programs can be difficult or confusing. That's why we work to understand our customer's needs, and partner with area and national lenders to offer some great deals on car loans at BMW of Montgomery. We provide you with easy to comprehend loan and lease options. Our car loan experts will explain the details and offer you a customized program.
For a car loan in the Montgomery area, give BMW of Montgomery's finance team a call at (800) 996-9705, or visit us at 190 Eastern Boulevard. You can also contact us by filling out our financing contact form below, or submitting our online finance application. We look forward to hearing from you, and serving your Alabama car financing needs. We are here to get you behind the wheel of a new BMW or pre-owned vehicle today!
Financing Navigation
Contact Information
- BMW of Montgomery
-
190 Eastern Boulevard
Montgomery, AL 36117 -
- sales Sales:
- 800-996-9705
- service Service:
- 800-996-9713
- parts Parts:
- 800-923-5609
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.