Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next BMW in Alabama. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
Current Offers from BMW Financial on New 2009 Models
0.9% - 3.9% Financing on most new 2009 models! Plus many 2009 models also qualify for great BMW loyalty lease rates. Contact Wayne or Kate at 334-279-6955 for more information!
TO APPLY ONLINE CLICK HERE!!!!!
*Finance offers are subject to change at anytime without notice. All offers are through BMW Financial and subject to credit approval.
For New or Used Car Loan Questions Call: 334-279-6955
A Message From Kate Hicks, Business Manager:
TAKING CARE OF YOUR BMW AND YOUR BUDGET
Driving a BMW is a pleasure like no other, and caring for yours can be easy. BMW makes it possible for you to plan ahead for the services your vehicle will need during the first 6 years (or 100,000 miles) of its life. With these exceptional programs you can make the most of your ownership experience by ensuring your BMW gets the care it deserves and retains its re-sale value.
The Maintenance Program Upgrade allows you to plan ahead for the scheduled maintenance your car requires and extends the Manufacturer's Maintenance Program from 4 years/50,000 miles to 6 years or 100,000 miles.* Regular services, like Oil Changes, Brakes, Windshield Wiper Inserts, and Inspections are included under this program so you have no worries on how to service your vehicle - just bring it to us here or to your nearest BMW center.
You would never dream of driving without Comprehensive Insurance through your regular agent, would you? Well having and Extended Warranty is like having Comprehensive Insurance on your vehicle's mechanical parts. The Original Owner Program is BMW's Extended Service Contract and is available exclusively to the original owner of the car. Like the Maintenance Program, it extends the Manafacturer's Warranty from 4 years/50,000 miles to 6 years/100,000 miles*, and offers you some peace of mind coverage from potentially costly repairs due to mechanical failure. With a small co-payment due at time of service, this policy is a good way to safeguard your pocket. Combined with the Maintenance Program you can feel sure that your car will continue to be the Ultimate Driving Machine.
Not the Original Owner? That's okay! You can still purchase the Maintenance Program upgrade. We can also offer you a different, very comprehensive Service Contract, giving you the chance to customize your coverage and peace of mind knowing you have it covered.
* - from the original in-service date
ADDITIONAL PRODUCTS/SERVICES FOR YOUR CONVENIENCE
Are you suffering from the high cost of deflation? Protect yourself with our InTire Policy for tires and wheels.
Road hazards are out there and they are waiting for you! Wheels or rims can get bent in potholes and by the debris on our roads. When that happens they must be replaced because of the potential damage to your suspension and the quality of your ride.
Also, many newer BMW's have run-flat tires, which offer the security of allowing you to drive on an otherwise flat tire so you can get to a safe location. Run over a screw or nail and you can still drive for up to 100 miles at no more than 50mph, which is pretty amazing. That kind of performance comes with a price though, and that is the price of replacement.
Wouldn't you like to know that for 5 years you could have your tires and wheels replaced at no cost to you should you encounter a road hazard?** With no limit on mileage or number of claims, this policy could save you hundreds of dollars and a lot of frustration. This policy works on all types of cars and light trucks and is one of our most valuable programs. Inquire today!
Vehicle theft is real and it happens here too! Don't think your car is immune to theft just because it has BMW Assist or other GPS locators in it. GPS requires a clear line of sight, so cars under bridges or in an enclosure can't be tracked. Sometimes older cars are taken for their valuable parts and sometimes they are stolen and sent out of the country. You can make your car less attractive to a potential thief by letting them know you have protected your vehicle. We will install a set of uniquely coded labels on 4-6 surfaces of your car as well as a "Think Twice Device" (okay, it's just a sticker, but it will make them think twice). Should your car ever be stolen and recovered, it helps put the authorities in touch with you sooner, and takes some of the burden off your wallet by covering up to $500 of your insurance deductible and up to $2,500 should your car be declared a "Total Loss". This quick, easy, and very affordable system takes only moments to install and can be purchased for virtually every vehicle on the road today. Ask me about it today!
** - There are some limitations to this policy, such as curbs and accidents. Please see me for more details.
At BMW of Montgomery we understand that choosing between various car financing programs can be difficult or confusing. That's why we work to understand our customer's needs, and partner with area and national lenders to offer some great deals on car loans in Montgomery. We provide you with easy to comprehend loan and lease options. Our Alabama car loan experts will explain the details and offer you a customized program.
For a car loan in the Montgomery area, give BMW of Montgomery's finance team a call at (800) 996-9705, or visit us at 190 Eastern Boulevard. You can also contact us by filling out our financing contact form below, or submitting our online finance application. We look forward to hearing from you, and serving your Alabama car financing needs. We are here to get you behind the wheel of a new BMW or used car today!
190 Eastern Boulevard
Montgomery, AL 36117pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.